
A | 新一轮针对中小微企业及服务业经营主体的补贴,正在落地。 8月26日,贝壳财经记者从多家银行获悉,农业银行、工商银行、中国银行、建设银行和中国邮储银行均已落实《关于进一步做好财政金融协同促内需政策有关工作的通知》(以下简称《通知》)中关于中小微企业贷款和服务业经营主体贷款贴息政策的具体执行方案。 根据《通知》要求,本次贴息优化政策自2026年8月1日起施行。 据了解,此次政策“升级”不仅扩大了贴息范围、提高了额度上限,更将惠及广大城乡经营主体,释放出财政金融协同促内需的强烈信号。 贴息额度上升、范围增加,“真金白银”支持实体经济 根据多家银行的公告,此次相关贷款贴息政策将进一步“扩围”“提额”,加大对中小微企业贷款和服务业经营主体贷款贴息力度。 White House Press Secretary Karine Jean-Pierre flat out refused to answer questions about the Hunter Biden laptop after being asked to comment on recent reporting featuring a voicemail from Joe Biden to his son discussing overseas business despite assurances by the president that he’d never spoken to his son about this subject.,“Well, first, I’ll say that what the president said stands. So if he – if that’s what the president said [that he never talked to Hunter about business], that is what stands,” the spokeswoman said in a press conference Tuesday.,Pressed for an answer, and asked whether she was disputing that it was the senior Biden’s voice in the recording, Jean-Pierre stressed that she was “not going to talk about alleged materials on a laptop. It’s not happening.”,The spokeswoman recommended that the reporter instead address his question to Hunter Biden’s representative.,A second reporter grilled Jean-Pierre over the non-answer, pointing to the disconnect between Joe Biden’s promises to ‘always level with’ the American people, and the White House’s refusal to discuss the laptop.,“I hear your question, but what I can tell you from here, standing at this podium, is that I cannot comment on any materials from the laptop,” Jean-Pierre reiterated.,Last week, the Daily Mail released what it said was a 2018 voicemail from the elder Biden to his son discussing a New York Times story about Hunter’s alleged shady business dealings with a Chinese energy tycoon and CEFC Energy, a now defunct Chinese energy company, in 2017.,'I Think You're Clear': Joe Biden Voicemail Hints He Knew of Hunter’s Chinese Deals, Report Claims28 June, 07:43 GMT,“Hey pal, it’s dad. It’s 8:15 on Wednesday night. If you get a chance just give me a call. Nothing urgent. I just wanted to talk to you,” the voice, believed to be Joe Biden’s said in the message. “I thought the article released online, it’s going to be printed tomorrow in the Times, was good. I think you’re clear. And anyway if you get a chance give me a call, I love you,” he added.,Hunter offered no comment for the NYT article, while James Biden, the financier brother of Joe Biden, said he believed the Chinese businessman’s call was meant for Hunter.,“There is nothing else I have to say. I don’t want to be dragged into this anymore,” James Biden said.,The voicemail stands in stark contrast to Joe Biden’s statement, made on the campaign trail in 2020, that he had “never spoken to [his] son about his overseas business dealings.” The president’s officials have repeated the talking point ad nauseam in the months and years since.,The voicemail adds to previously reported-on evidence of possible involvement by the president in his son’s business activities. In October 2020, the New York Post published excerpts from an email exchange between Hunter Biden associates James Gilliar and Tony Bobulinski discussing an unspecified business deal with a Chinese firm including a 20 percent cut to “H” and 10 percent for “the big guy.” Speaking to Fox News shortly after the article’s publication, Bobulinski said that the “big guy” referred to in the emails was Joe Biden. Biden’s handlers denied this to be the case, aware of the implication that an admission to that effect could lead to a criminal investigation into their boss on graft charges.,The New York Post’s reporting was dismissed by other news outlets at the time, and censored on Twitter and Facebook as potential “Russian disinformation” aimed at tilting the election against Biden. It wasn’t until earlier this year that the New York Times and the Washington Post carried out their own “forensic investigations” of the laptop, confirming its authenticity.,The computer, left behind by the powerful politician’s son at a Delaware computer repair shop in 2019, was eventually handed over to former Trump lawyer Rudy Giuliani after the shop’s owner first tried to give it to the FBI but found the agency uninterested in its contents.,The ‘laptop from hell’ contains thousands of emails, text messages from Hunter’s iPhone, photos and videos showing in great detail information about his personal life, including an affinity for crack cocaine and high-priced hookers, but more importantly, possible criminal activity implicating both himself and his father.,Paradoxically, the only person to date to have faced any consequences investigating Hunter and Joe Biden’s alleged ‘pay-to-play’ schemes was Donald Trump. In early 2020, Trump was impeached by the House of Representatives on abuse of power and obstruction of Congress charges over a phone call he had with Ukrainian President Volodymyr Zelensky in 2019 asking Zelensky to reopen an investigation into Hunter’s business with a Ukrainian energy company called Burisma. Biden publicly boasted in 2018 about how he threatened to withhold a $1 billion loan to Ukraine unless it fired a prosecutor investigating Burisma’s dealings and his son amid suspicions of money laundering. After the prosecutor was dismissed, the investigation was dropped. The Senate acquitted Trump.。 “单户在我行可享受中小微企业贷款贴息的贷款规模上限由每年5000万元提高至7500万元。”农业银行8月25日的公告显示,单户在该行可享受服务业经营主体贷款贴息的贷款规模的上限由每年1000万元提高至2000万元。 贝壳财经记者查看了工商银行、中国银行、建设银行等多家银行公告,在相关补贴限额上均按上述标准执行。 此外,根据《通知》要求,对于2026年8月1日以来发放的、符合条件的中小微民营企业流动资金贷款,中央财政按照流动资金贷款本金给予年化1个百分点、期限不超过2年的贴息支持。 有分析人士指出,这一调整有助于进一步扩大中小微企业的再生产,同时餐饮、旅游等服务业主体亦可获得更充裕的财政资金支持。 经办机构扩容,打通政策落地“最后一公里” 此次政策调整还增加了经办机构的范围,这将让更多经营主体享受到政策红利。 根据《通知》,除原有的21家全国性银行外,金融监管评级3A及以上的城市商业银行、农村合作金融机构、民营银行及外资银行也被纳入贴息政策经办机构名单。 有业内人士指出,此次财政金融政策的协同发力,旨在通过降低企业财务成本,激发民间投资活力。

B | 预计后续将有更多中小银行跟进,政策组合拳对提振市场信心、促进居民消费的乘数效应将逐步显现。 值得注意的是,银行在公告中同时提醒广大客户,银行在办理贴息业务过程中不会委托任何第三方(包括社会中介)办理,也不收取任何费用。客户切勿轻信银行官方渠道以外人员的电话、短信等信息,谨防诈骗。对于8月1日公告发布前已办理的符合条件贷款,银行将主动报送政府相关部门审核,无需企业做任何操作,贴息审核通过后,银行会通过手机短信等途径告知客户。 此外,中国银行还提示,该行将按照政策要求审核资金用途和跟踪贷款实际使用情况,如有关部门或该行发现被贴息企业有严重违规操作问题的,将向企业收回贴息资金。责任编辑:曹睿潼。

C |
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